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Association Medical Glossary -includes definition (English) (indexed 22Jun2002)[205 words, index = alz] Base Autisme -includes definition (English, French), example phrase (indexed 22Jun2002)[185 words, index = ref] CPCRA AIDS Specific and Clinical Trials Terminology -includes definition (English) (indexed 22Jun2002)[1048 words, index = cpc] Collaborative Hypertext of Radiology -includes definition (English) (indexed 22Jun2002)[728 words, index = mcw] Cytokines Online Pathfinder Encyclopaedi -includes definition (English), illustration (indexed 22Jun2002)[8155 words, index = cop] DENTAL TERMINOLOGY -includes definition (English) (20KB, indexed 22Jun2002)[135 words, index = idd] DICCIONARIO TERMINOLÓGICO DE OFTALMOLOGÍA -includes translation (English, Spanish), definition (Spanish) (171KB, indexed 22Jun2002)[11897 words, index = oft] Dental Definitions for Non-Dentists -includes definition (English), illustration (indexed 22Jun2002)[41 words, index = uio] Diabetes Dictionary -includes definition (English) (26KB, indexed 22Jun2002)[414 words, index = chi] Diabetes -includes definition (English) (26KB, indexed 22Jun2002)[209 words, index = dia] Dictionary of Cancer Terms -includes definition (English), phonic pronunciation (164KB, indexed 22Jun2002)[2818 words, index = nih] Endometrial Cancer Glossary -includes definition (English) (indexed 22Jun2002)[31 words, index = cer] Eye Dictionary -includes definition (English) (indexed 22Jun2002)[71 words, index = mes] GLOSSARY OF TERMS USED IN TIME SERIES ANALYSIS OF CARDIOVASCULAR DATA -includes definition (English), illustration (indexed 22Jun2002)[121 words, index = pol] GLOSSARY OF TRANSGENDER TERMS -includes definition (English) (indexed 22Jun2002)[9 words, index = ral] Glossary of Drug Terms -includes definition (English) (31KB, indexed 22Jun2002)[38 words, index = fri] Glossary of HIV/AIDS-Related Terms -includes definition (English) (39KB, indexed 22Jun2002)[803 words, index = hiv] Glossary of HMO Terms -includes definition (English) (indexed 22Jun2002)[42 words, index = mou] Glossary of Lymphoma Terms -includes definition (English) (indexed 22Jun2002)[278 words, index = lym] Insulin Terms -includes definition (English) (indexed 22Jun2002)[175 words, index = fre] LEXIQUE DERMO-COSMETOLOGIQUE -includes definition (French) (30KB, indexed 22Jun2002)[219 words, index = der] Lay Terms for Consent Forms -includes definition (English) (indexed 22Jun2002)[442 words, index = ent] Life Services -includes definition (English) (36KB, indexed 22Jun2002)[398 words, index = lif] MS RELATED WORDS -includes definition (English) (indexed 22Jun2002)[137 words, index = msn] MT DESK Medical/Drugs/Surgical Terms -includes definition (English) (indexed 22Jun2002)[3973 words, index = mtd] Med Facts Sports Doc Medical -includes definition (English) (indexed 22Jun2002)[86 words, index = fac] Medical Etymology Anatomy -includes definition (English), origin (indexed 22Jun2002)[176 words, index = ory] Medical of ER 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Zahnärztliches Lexikon -includes definition (German), illustration (226KB, indexed 22Jun2002)[1720 words, index = zah] fertility and reproductive health terms -includes definition (English) (indexed 22Jun2002)[262 words, index = frt] Miscellaneous A Word A Day -includes definition (English), phonic pronunciation, origin, example phrase (indexed 22Jun2002)[2633 words, index = rds] ABLE -includes definition (English) (indexed 22Jun2002)[5 words, index = abl] Abkürzungen der deutschen Rechtssprache -includes definition (German) (indexed 22Jun2002)[1166 words, index = zap] Acronym Finder -includes definition (English), reverse lookup (indexed 22Jun2002)[100598 words, index = mtn] Arms and Armour -includes definition (English) (75KB, indexed 22Jun2002)[783 words, index = chr] Asterix Lexicon -includes definition (German), humor (indexed 22Jun2002)[944 words, index = dix] Bar-Nones Dictionary of Drinking -includes definition (English) (indexed 22Jun2002)[970 words, index = arn] Behind the 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(ISO) insurance to value insuratization insured insured contract insured fixed-price cleanup (IFC) insured versus insured exclusion insurer insurer insolvency exclusion insurer-sponsored agency captive insuring agreement integrated disability management (IDM) integrated excess policies integrated project delivery (IPD) integrated risk intellectual property intellectual property defense cost reimbursement insurance intellectual property infringement abatement insurance interchange agreements interest rate risk interim bill interim (permit) status inter-insurance exchange Interjurisdictional Agreement on Workers Compensation (IJA) Interjurisdictional Trucking Agreement (ITA) interlining interlocutory appeal intermediary intermediary clause intermodal Intermodal Surface Transportation Efficiency Act (ISTEA) of 1991 International Fuel Tax Agreement (IFTA) International Registration Plan (IRP) international reverse business Internet of Things (Io T) interpolicy stacking interrelated claims provisions interrogatory interstate commerce Interstate Commerce Act of 1887 Interstate Commerce Commission (ICC) Interstate Commerce Commission Termination Act of 1995 interstate experience rating intrafamily immunity intrapolicy stacking intrastate commerce intrastate experience rating invasion of privacy Investment Company Act of 1940 investment income investment risk invitee irrevocable beneficiary irrevocable letter of credit (ILOC) issued business A B C D E F G H I J K L M N O P Q R S T U V W X Y Z jettison jewelers block insurance job safety analysis (JSA) joint and several liability joint and survivorship annuity joint annuity Joint Commission on Accreditation of Healthcare Organizations (JCAHO) joint defense joint employer joint insurance joint operating agreement (JOA) joint underwriting association (JUA) joint venture joisted masonry construction (ISO) Jones Act (Merchant Marine Act of 1920) judgmental immunity judgment rates jumping juvenile insurance jump process Jumpstart Our Business Startups (JOBS) Act jurisdiction jury waiver provision A B C D E F G H I J K L M N O P Q R S T U V W X Y Z Kenney ratio Keogh Act plan key man insurance kidnap/ransom insurance knock-for-knock indemnity known loss provision known loss rule Kotecki waiver A B C D E F G H I J K L M N O P Q R S T U V W X Y Z labor contractor Lamb-Weston rule lapse lapse ratio laptop exclusion large deductible plan large line capacity laser exclusion last injurious exposure latent defect lateral hire laundry listing law clerk law enforcement officers liability law of large numbers lawyers professional liability coverage layer layering lay-up lay-up warranty LC5-lethal concentration LD50-lethal dose leading lead reinsurer lead umbrella lean construction leasehold interest legal action against insurer legal liability coverage form (ISO) Legal Principles Claim Specialist (LPCS) legal risk lender liability lenders liability coverage lenders loss payable endorsement lessee lessees of safe deposit boxes coverage form I lessor less than truckload (LTL) letter of credit (LOC) leverage liability liability for guests' property, premises coverage form L liability for guests' property, safe deposit box coverage form K liability insurance liability limits Liability Risk Retention Act of 1996 libel liberalization clause license license and permit bond licensed insurer/reinsurer licensee lien life expectancy life insurance trust Life Office Management Association (LOMA) Life Underwriter Training Council (LUTC) Lilly Ledbetter Fair Pay Act of 2009 limit limitation of liability clause limitation of risk limited liability company (LLC) limited losses limited Mexico coverage endorsement limited severability provision limit of insurance limit of liability "limits reduction" provision limits under multiple policy (LUMP) years line line of business line sheet line slip liquidated damages liquidity liquidity ratio liquidity risk liquor law liability (dramshop) litigation litigation hold litigation management little Miller Acts livestock collision livestock coverage form livestock mortality insurance Lloyd's broker Lloyd's central fund Lloyd's managing agent Lloyd's members' agent Lloyd's of London Lloyd's syndicate Lloyd's underwriter loan-backs loan participation coverage locality standard London form (BFPD) London Interbank Offered Rate (LIBOR) longevity swaps Longshore and Harbor Workers' Compensation Act (LHWCA) of 1927 long tail liability long-term disability (LTD) income insurance long-term insurance loss loss adjustment expense (LAE) loss assessment loss carryforward loss conditions loss constant loss control loss control report loss conversion factor (LCF) loss costs loss damage waiver (LDW) loss development loss development factor (LDF) losses incurred losses in excess of policy limits loss event loss forecasting loss limit loss limitation loss loading (multiplier) loss mitigation underwriting (LMU) loss of consortium suits loss of income coverage loss payable clause loss payee loss payout curve loss pick loss portfolio agreements loss portfolio transfer (LPT) loss prevention loss rating loss ratio loss ratio coverage loss reduction loss report loss reserve loss reserve stability loss run loss sensitive plans loss trending loss triangle lost policy release lowest achievable emission rate low speed vehicle (LSV) A B C D E F G H I J K L M N O P Q R S T U V W X Y Z maintenance, cure, and wages maintenance wrap-up major life activity major medical insurance major shareholder exclusion malicious code malicious prosecution malpractice malpractice insurance malware managed care managed care coverage endorsement managed care liability insurance managed care organization (MCO) management advisory services management liability insurance Management Liability Insurance Specialist (MLIS®) managing general agent (MGA) managing general underwriter (MGU) mandatory arbitration provision mandatory securities valuation reserve manifestation theory manifest system manual premium manual rates manufacturers and contractors (M&C) insurance manufacturers output policy (MOP) manufacturers penalty insurance manufacturer's selling price endorsement manuscript certificate of insurance manuscript form or policy margin clause marina operators legal liability coverage marine insurance marine survey maritime law market conduct market conduct exam market cycles market risk market service agreement (MSA) market value market value clause masonry noncombustible construction (ISO) master policy master service agreement (MSA) matching deductible material safety data sheet (MSDS) mature mature claims-made maturity maturity date maximum foreseeable loss (MFL) maximum medical improvement (MMI) maximum possible loss (MPL) maximum premium Mc Carran-Ferguson Act (Public Law 15) of 1945 MCS-90 endorsement mean reserve means and methods of construction mean/variance/covariance (MVC) risk modeling method media liability coverage mediation mediation incentive deductible Medicaid medical fee schedule Medical Injury Compensation Reform Act (MICRA) of 1975 medical malpractice "caps" medical malpractice insurance medical payments, auto medical payments, general liability medical payments, homeowners Medicare Medicare fraud and abuse insurance Medicare, Medicaid, and SCHIP Extension Act (MMSEA) of 2007 Medicare set-aside Medigap policy med-mal membership accounting members of Lloyd's of London mental impairment mental-mental injuries menu-driven policy mercantile open stock mercantile robbery mercantile safe burglary Meredith Principles merger and acquisition litigation Mexico coverage microcaptive midi-tail Migrant and Seasonal Agricultural Worker Protection Act (MSAWPA) of 1983 mill construction Miller Act of 1935 Million Dollar Round Table (MDRT) mineral lease mine subsidence coverage minimum and deposit (M&D) minimum deposit policy minimum premium ministerial exception mini-tail mini-trial minor's compromise miscellaneous liability coverage miscellaneous type vehicles misclassification claims misrepresentation misstatement of age provision mixed-motive evidentiary standard (in employment discrimination cases) mix of services mobile equipment mobile home policy model model act modification factor (the "mod") modified fire resistive construction (ISO) modified premium monetary threshold money and securities broad form policy money orders and counterfeit paper currency insurance monoline monopolistic state funds Monte Carlo simulation (MCS) Montrose doctrine Montrose provision moonlighting coverage morale hazard moral hazard morbidity mortality mortality table mortgage-backed security mortgage errors and omissions insurance mortgageholders mortgage impairment insurance mortgage insurance mortgage (mortgagee) clause most favored venue wording motion motion in limine motion practice motion to dismiss Motor Carrier Act (MCA) of 1980 Motor Carrier Act Endorsement motor carrier policy motorcycle insurance motor home policy motor truck cargo motor vehicle motor vehicle insurance law motor vehicle record (MVR) motor vehicle registration law moving cause multiemployer pension and benefit plans multi-peril crop insurance (MPCI) multi-period excess earnings (MPEE) method multiple coordinated policies multiple indemnity multiple parent captive multiple protection insurance multiple trigger insurance contracts multiplied damages multiyear single limit (MYSL) mutual additional insured status mutual benefit association mutual company mutual fund mutual insurer mutualization mutual law enforcement agreements A B C D E F G H I J K L M N O P Q R S T U V W X Y Z name named insured named nonowner policy or endorsement named perils coverage name partner National Association of Insurance Commissioners (NAIC) National Association of Registered Agents and Brokers (NARAB) National Council on Compensation Insurance (NCCI) National Flood Insurance Program (NFIP) National Highway Traffic Safety Administration (NHTSA) National Independent Statistical Service (NISS) nationalization National Practitioner Data Bank (NPDB) National Priorities List (NPL) National Response Center National Response Team (NRT) National Safety Council Nationwide Marine Definition natural death naturally occurring asbestos (NOA) naturally occurring substances negative basis negligence negligence per se negligent entrustment negligent evaluation negligent provider selection negligent referral negligent retention net interest earned net level premium net line net loss net loss reserves net present value net retained liability net retention net risk (risk limitation) network net written premium new for old newly acquired entities newsgathering torts New Source Performance Standards (NSPS) nexus NFC mortality rate no-fault no further remedial action planned nonadmitted asset nonadmitted balance nonadmitted insurance nonadmitted insurance (international insurance) nonadmitted insurer nonadmitted reinsurance Nonappropriated Fund Instrumentalities Act of 1952 nonassessable nonassignable noncertified act of terrorism noncombustible construction (ISO) nonconcurrency nonconcurrency of coverage triggers noncontributing, noncontributory noncontributory insurance noncontrolled foreign corporation (NCFC) noncorrelated risks noncumulation of limits provisions nonderivative suits nonduplication of benefits noneconomic damages nonengagement letter nonfiled line of coverage nonfinancial foreign entity (NFFE) nonforfeiture values nonimputation provision noninsurable risk noninsurance noninsurance risk transfer nonledger assets nonmedical nonoperating working interest nonowned automobile nonparticipating (non-par) nonparticipation settlement clause nonpecuniary relief nonpracticing extension nonprofit directors and officers liability insurance nonprofit insurers nonproportional reinsurance nonqualified plans nonratable elements nonrescission provision nonresident agent nonstandard auto insurance nonsubject premium 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offer of judgment offeror office burglary and robbery Office of Motor Carrier Standards (OMCS) off-premises power coverage offset clause offset (setoff) offshore captive omnibus clause on-demand bonds, bank guarantees ongoing operations Online Privacy Protection Act of 2003 (AB68) onshore captive open perils open rating open stock burglary policy operating cash flow operating earnings operational capital operational risk operational risk financing securities (ORFS) operational risk management (ORM) operator operators extra expense (OEE) optimization optimum level of risk retention option optionally renewable option backdating option instruments option spring-loading opt-out lawsuits ordinance or law coverage ordinary construction ordinary life ordinary payroll limitation or exclusion endorsement organizational documents organizational risk organizing original gross premium (OGP) original insurer ostensible agency liability other insurance clause other states coverage other structures: homeowners policy other-than-collision coverage other underwriting income outcomes measurement outer continental shelf Outer Continental Shelf Lands Act (OCSLA) of 1953 out of employment outplacement outside directors outside directorship liability coverage outstanding losses outstanding loss reserves (OSLR) outstanding premiums overall operating ratio overinsurance overlapping insurance over-line override overriding commission overtime surcharge owner controlled insurance program (OCIP) owner-operator owners and contractors protective (OCP) liability coverage ownership clause owners, landlords, and tenants (OL&T) liability policy owners protective errors and omissions insurance coverage A B C D E F G H I J K L M N O P Q R S T U V W X Y Z package policy paid-in capital paid losses paid loss retrospective rating plan paid up paid-up additions pain and suffering pair or set clause panel counsel par paralegal parallel proceedings parameter risk parcel post coverage parent company pari 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pollution pollution exclusion Ponzi scheme pool portfolio portfolio reinsurance portfolio return portfolio runoff portfolio transfer Port Risk post-emergency recovery post-judgment interest postmortem dividend potentially responsible party (PRP) power of attorney practice insurance policy practice policy preamble preauthorized check plan precedent pre-claim advice credit predecessor firm coverage predictive analytics (PA) or modeling predominant cause preexisting condition preferred provider organization (PPO) preferred risk Pregnancy Discrimination Act (PDA) of 1978 prejudgment interest premises premises burglary coverage premises-operations premises theft and outside robbery coverage form H premium premium, advance premium audit premium basis premium capacity premium deposit premium discount premium loan premium notice premium payment plan premium prepayment premium, pure premium reserve premiums earned premium tax prepaid legal plans preponderance of evidence present value preservation of property preservation order pre-set allocation provision presumption presumptive indemnification provision primary and noncontributory primary beneficiary primary cover primary insurer primary liability principal principal sum principle of indemnification prior acts coverage prior and pending litigation exclusion priority of payments provision prior work exclusion privacy notification and crisis management expense coverage private carrier private company directors and officers liability insurance private crop-hail insurance private equity firm Private Letter Ruling privately held corporation private placement Private Securities Litigation Reform Act of 1995 privileged communication privity of contract probability probability analysis probability of ruin probable maximum loss (PML) probationary period proceeds process process risk process wastewater procuring cause producer producer-owned reinsurance company (PORC) product product disparagement production contracts production of documents product liability product liability exclusion product liability insurance product recall products-completed operations products guarantee legal liability products tampering insurance professional employer organization (PEO) professional liability professional reinsurer professional services exclusion profit center captives profit commission profit load profit sharing plan pro forma (projected) financial statements program business program business captive progressive injury or damage prohibited risk prohibited transaction exemption (PTE) prohibited transactions prohibition of voluntary payments provision pro hoc vice project liability insurance project management protective liability (PMPL) insurance promisee promisor promissory estoppel promissory note proof of loss Property Claim Law Associate (PCLA) Property Claim Law Specialist (PCLS) property damage (PD) property insurance property transfer liability insurance proportional liability proportional reinsurance proposal bond pro rata pro rata cancellation pro rata distribution clause pro rata reinsurance proration pro se prospect prospecting prospective aggregates prospective loss costs prospective rating protected cell captive (PCC) protection and indemnity (P&I) insurance protection classes protective liability insurance protective order protective professional indemnity insurance protective safeguards endorsement provisional notice of cancellation (PNOC) provisional premium proximate cause psychological rehabilitation public adjuster Public Company Accounting Oversight Board (PCAOB) public easement public employee dishonesty coverage Public Law 15 (Mc Carran Act) public liability insurance publicly held corporation public officials bond public officials liability public officials liability insurance public or livery conveyance use public policy exception public private partnership Public Risk Management Association (PRIMA) publishers liability punitive damages purchasing group pure captive 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brokers errors and omissions real property reasonable accommodation reasonable expectations doctrine reasonable repairs reasonably available control technology (RACT) rebate rebating recapture reciprocal reciprocal insurance reciprocity rectification coverage rectification/mitigation (R/M) insurance recurrent disability recurring clause redact redlining redomiciling reduced paid-up insurance reformation (of an insurance policy) refund annuity registered agent registered mail coverage Registered Professional Liability Underwriter (RPLU) registers regression analysis regulated asbestos-containing material (RACM) regulated medical waste Regulation 114 Trust regulatory agency exclusion regulatory defense and penalties coverage regulatory estoppel regulatory risk rehabilitation management reimbursement policies reinstatement reinstatement premium reinsurance reinsurance agreement reinsurance assumed reinsurance captive reinsurance ceded reinsurance commission reinsurance confirmation reinsurance credit reinsurance facility reinsurance/hedging strategy optimization reinsurance intermediaries reinsurance pool reinsurance premium reinsurance recoverable reinsurance sidecar reinsurance treaty reinsurance wheel reinsured reinsurer reinsurer's margin related claims provisions related party insurance income (RPII) related product liability exclusion related risk release relief well coverage remedial action (RA) remedial design remedial investigation remedial project manager (RPM) remedial response remediation remediation cost cap policy remote cause remuneration renewable term renewal certificate renewal policy rent-a-captive rental captive rental cost reimbursement (cost of hire) endorsement rental reimbursement coverage endorsement rents or rental value insurance repatriation repatriation of dividends insurance replacement cost coverage reportable quantity (RQ) reported losses reporting form coverage reporting lag reporting policy repossessed autos endorsement representation representations and warranties insurance reproduction cost reptile theory or strategy reputational risk request for proposal (RFP) rescission Research and Special Programs Administration (RSPA) reservation of rights reserve reserved but not enough (RBNE) residence employee: homeowners policy resident agent residential wrap-up residual market residual market load (RML) residual market loading residual value insurance res ipsa loquitur res judicata Resource Conservation and Recovery Act (RCRA) of 1976 respondeat superior response action Responsible Reporting Entity (RRE) restitution of fees restoration of limits provision results standards resumption plan retail agent retaliation claims retaliatory law retaliatory suits retention retention ability retention plan retired directors liability policies retirement annuity retirement income policy retraction provisions retroactive conversion retroactive date retroactive insurance retrocedent retrocession retrocessionaire retrocessional pools retrospective aggregates retrospective rating return of premium (or cash value) return of professional fees exclusion return of remuneration exclusion return on equity (ROE) return on risk-adjusted capital (RORAC) return premium return-to-work program reverse flow business reverse merger reverse takeover reversionary rider ride sharing riggers liability insurance right of offset right of recourse provision right to repair law ring fence/fencing rip and tear coverage risk risk-adjusted return on capital (RAROC) risk-adjusted return on risk-adjusted capital (RARORAC) risk-adjustment investment (capital) Risk and Insurance Management Society, Inc.